Having nice things is not a problem. By all means, have some. However, wanting everything to be nice all the time will leave you broke — if not massively in debt. Instead, what if you only had a few fine tastes? Wouldn’t you be able to afford them?
In most cases, yes — assuming your short list doesn’t include a mansion and a Bugatti Veyron supercar.
The trick is being intentionally selective about your fine tastes. Too many, and your lifestyle will suffocate your income.
Money is easy enough to count. Countless tools make budgeting straight-forward, and smartphones make it easy to check your checking account balance. So what’s the problem?